Well What Do You Know

Got a call from my patient's wife today. She wants to work something out since they don't want their car taken.  14 months ago was the time for negotiations not when the sheriff is knocking on your door.  So I have been thinking of what to do.  I will offer a one time discount of 50% of the total amount to be paid by Monday.  It will be more than I would get from the car.  However I don't want to let them off because then the whole process would have to start again and I would be screwed again.